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	<title>old age allowance Archives - Adva Center</title>
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	<description>Information on Equality and Social Justice in Israel</description>
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		<title>The Bottom 10 Percent Needs the Top 10 Percent: Social Welfare Services in Israel</title>
		<link>https://adva.org/en/social-welfare-services-in-israel/</link>
		
		<dc:creator><![CDATA[adva]]></dc:creator>
		<pubDate>Wed, 04 Sep 2024 12:42:39 +0000</pubDate>
				<category><![CDATA[Welfare and Housing]]></category>
		<category><![CDATA[Budget and Economy]]></category>
		<category><![CDATA[social security]]></category>
		<category><![CDATA[privatization]]></category>
		<category><![CDATA[old age allowance]]></category>
		<category><![CDATA[תקציב הרווחה]]></category>
		<guid isPermaLink="false">https://adva.org/?p=15759</guid>

					<description><![CDATA[<p>The publication deals with a number of issues affecting Israel’s social welfare system, the type of ideology and praxis guiding the social welfare services, and the need for a new vision for the social welfare system in Israel.</p>
<p>הפוסט <a href="https://adva.org/en/social-welfare-services-in-israel/">The Bottom 10 Percent Needs the Top 10 Percent: Social Welfare Services in Israel</a> הופיע לראשונה ב-<a href="https://adva.org/en">Adva Center</a>.</p>
]]></description>
										<content:encoded><![CDATA[<p style="direction: ltr; text-align: justify;">Israel has never benefitted from the kind of political-economic circumstances that are favorable to the creation of a full-fledged welfare state.</p>
<p style="direction: ltr; text-align: justify;">Still, the first decades of statehood were characterized, among others, by attempts to develop social welfare services based on the Scandinavian social-democratic model of the time: one that would provide subsidies, services and/or cash payments to citizens who were in need due to unemployment, lack of training, parenthood, illness, injury, age or other permanent or changing life circumstances. The creation of a welfare state was part and parcel of the very nation-building process.</p>
<p style="direction: ltr; text-align: justify;">It took some 30 years to finalize the process of social welfare legislation, with the passage of the Long-Term Care Act in 1982.</p>
<p style="direction: ltr; text-align: justify;">It took only three years before the process of dis-investment was initiated by adherents of neo-liberalism.</p>
<p style="direction: ltr; text-align: justify;">Israel’s financial crisis of 1985, which provided the impetus for the Economic Stabilization Program, involving, among others, budget cuts, privatization of public services and tax reductions<a href="#_ftn1" name="_ftnref1">[1]</a> &#8212; as well as subsequent events, notably the Second Intifada (2000-2005), led to retrenchment of the social-democratic model, in favor of a very different model, one that had already taken hold in the United Kingdom and the United States: a neo-liberal model. As is well known, social services are financed by taxation or other sources of government income. While the social-democratic model is based on relatively high, progressive taxation, the neo-liberal model aspires to low taxation and minimal public services, especially social welfare services. It favors small government and big business.</p>
<p style="direction: ltr; text-align: justify;">In Israel, 2002 marked the decisive victory of what has come to resemble the neoliberal model of a welfare state, over the more generous, social-democratic model &#8212; against the background of the second Intifada, increased terrorist activity, an economic crisis, and what Maron and Shalev<a href="#_ftn2" name="_ftnref2">[2]</a> term “an unusually favorable government coalition,” which provided the political opportunity for the Ministry of Finance to impose cuts and limitations on many cash benefits.</p>
<p style="direction: ltr; text-align: justify;">Under the new model, potential recipients of “social welfare services” no longer referred to the majority of the population, who, in accordance with the idea of social-democracy were to receive from the state or the local authority services, subsidies and monetary transfers in accordance with need; rather, “social welfare services” (not including social security) were to be limited primarily to individuals and families located at the bottom of the income ladder and who lacked the wherewithal to benefit from a reasonable standard of living.</p>
<p style="direction: ltr; text-align: justify;">The October 7, 2023 massacre and Israel’s subsequent invasion of Gaza, among others, have made many Israelis aware that the time has come for changes that will benefit all citizens, especially those at the bottom of the income ladder (let us say, the bottom 10%) in times of peace, as well as all those adversely affected in times of hostility or crisis. The only way to bring about such change is to require the top 10% to contribute more to the general welfare of their countrymen and women.</p>
<div class="small" style="direction: ltr; text-align: justify;"><strong>References</strong></div>
<div class="small" style="direction: ltr; text-align: justify;"><a href="#_ftnref1" name="_ftn1">[1]</a>  30 Years of the Neo-Liberal Revolution in Israel: Abstracts of Lectures Presented at a Conference Marking the 30th Anniversary of the Economic Stabilization Program. May 2016. Adva Center. (Hebrew)</div>
<div class="small" style="direction: ltr; text-align: justify;"><a href="#_ftnref2" name="_ftn2">[2]</a> Maron, Asa and Michael Shalev (eds). 2017. Neoliberalism as a State Project: Changing the Political Economy of Israel. “Introduction.” Oxford University Press.</div>
<p>הפוסט <a href="https://adva.org/en/social-welfare-services-in-israel/">The Bottom 10 Percent Needs the Top 10 Percent: Social Welfare Services in Israel</a> הופיע לראשונה ב-<a href="https://adva.org/en">Adva Center</a>.</p>
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		<title>The Social Implications of The Corona Crisis: Shmuel, a senior citizen from Beer Sheba</title>
		<link>https://adva.org/en/coronacrisis-shmuel/</link>
		
		<dc:creator><![CDATA[adva]]></dc:creator>
		<pubDate>Sun, 22 Aug 2021 09:04:26 +0000</pubDate>
				<category><![CDATA[covid crisis]]></category>
		<category><![CDATA[old age allowance]]></category>
		<category><![CDATA[old age]]></category>
		<guid isPermaLink="false">https://adva.org/?p=12186</guid>

					<description><![CDATA[<p>The story of Shmuel, a senior citizen from Beer Sheba, reflects the huge change that occurred in the daily lives of senior citizens in Israel who were leading independent lives prior to the epidemic. The character is based on citations collected in the framework of interviews with senior citizens during the first year of the epidemic</p>
<p>הפוסט <a href="https://adva.org/en/coronacrisis-shmuel/">The Social Implications of The Corona Crisis: Shmuel, a senior citizen from Beer Sheba</a> הופיע לראשונה ב-<a href="https://adva.org/en">Adva Center</a>.</p>
]]></description>
										<content:encoded><![CDATA[<p style="direction: ltr; text-align: justify;">Even before the outbreak of the Corona crisis, many senior citizens in Israel suffered from a plethora of ills, like chronic diseases, poor housing, loneliness, poverty, and food insecurity. The epidemic had a negative effect on the lives of not a few elderly persons.</p>
<p style="direction: ltr; text-align: justify;">The story of Shmuel, a senior citizen from Beer Sheba, reflects the huge change that occurred in the daily lives of senior citizens in Israel who were leading independent lives prior to the epidemic. The character is based on citations collected in the framework of interviews with senior citizens during the first year of the epidemic. As there are variations from place to place, the character of Shmuel was created in accordance with reference to a particular place, Beer Sheba.</p>
<p style="direction: ltr; text-align: justify;"><strong><u>Background: </u></strong>Shmuel is 76 years old and resides in Beer Sheba. A widower, he lives alone in an apartment he owns, in which he and his wife raised their four children. Two of the children live abroad and two in the central part of the country. He has 10 grandchildren, two of whom he is very close to.</p>
<p style="direction: ltr; text-align: justify;">Shmuel is now retired; for most of his life he worked as a skilled laborer. He lives on a pension of NIS 3,000 ($1,000) a month and social security in the amount of NIS 2,300 ($770) a month.</p>
<p style="direction: ltr; text-align: justify;">Shmuel has diabetes and is very careful about what he eats, abstaining from sugars and carbohydrates so as not to exacerbate his condition. Until the Corona outbreak, he followed a fairly strict regimen of physical activity, mainly walking to the synagogue and to a park located about 800 meters from his apartment. He was also careful to check his sugar level several times a day, in accordance with the instructions of his family doctor.</p>
<p style="direction: ltr; text-align: justify;">At the park and especially at the synagogue, Shmuel usually met with contemporaries with whom he conversed about current events. Those of his children who reside in Israel called him once a week and he phoned the two grandchildren with whom he is in touch quite frequently, or they called him. The sons who reside abroad contacted him mostly on holidays. Those living in Israel came to visit occasionally, and he spent Shabbat and holidays with them from time to time.</p>
<p style="direction: ltr; text-align: justify;">Shmuel bought his food and medications at a shopping mall to which he took the bus. He does not have a car.</p>
<p style="direction: ltr; text-align: justify;"><strong><u>What happened to Shmuel during the Corona epidemic?</u></strong></p>
<p style="direction: ltr; text-align: justify;">Shmuel understood that he was at risk: &#8220;I know very well that at my age once a person loses some of his strength and capabilities, there is little chance of getting them back; thus, I need to be careful to preserve what I have.&#8221; This knowledge had a negative effect on his self- confidence, with the result that he just stayed put in the apartment. He neither went to the synagogue (which was closed a good part of the time anyway) and nor took walks to the park, losing opportunities for human interaction.</p>
<p style="direction: ltr; text-align: justify;">His children and grandchildren continued to call him on the telephone weekly, but they did not come to visit him during the lockdowns, and if truth be told – he was afraid that if they visited, he might contract the virus. He felt neglected and experienced a terrible loneliness: &#8220;Deep inside, I felt abandoned, left alone; I was terribly afraid and angry at everyone.&#8221;<a href="#_ftn1" name="_ftnref1">[1]</a></p>
<p style="direction: ltr; text-align: justify;">Shmuel could no longer go to the supermarket where he usually bought the goods he needed, because the buses were not running, and when public transportation did resume, he was afraid to get on a bus: &#8220;I was afraid I wouldn’t have anything to eat, or that my supply of medications would run out and I wouldn’t be able to get more from my HMO.&#8221; Following a request from his children, volunteers brought Shmuel both food and medications. Often the foods were not those to which Shmuel was accustomed; they were rich in carbohydrates. The quality of his diet decreased. Moreover, he no longer was careful to check his sugar level.</p>
<p style="direction: ltr; text-align: justify;">Shmuel kept up to date by watching television. When the vaccinations arrived in Israel, he managed to make an appointment and get inoculated.</p>
<p style="direction: ltr; text-align: justify;">Shmuel passed the time by watching sports, films and the news on television. &#8220;I noticed that during the lockdowns I was talking to myself most of the time. There simply was no one to talk with. I was afraid I would even forget how to talk.&#8221;</p>
<p style="direction: ltr; text-align: justify;">Shmuel&#8217;s physical condition deteriorated due to lack of physical activity. He also gained weight.</p>
<p style="direction: ltr; text-align: justify;">Fear, lack of physical activity and a terrible loneliness had a deleterious effect on Shmuel&#8217;s mental health as well. &#8220;I spent a lot of time near the window looking sadly outside and feeling anxious; I felt that I was slowly emptying out. It was very painful and very frightening. I didn’t know that human contact was so necessary and vital. Until the Corona, I didn’t realize that my children and grandchildren were so important to me.&#8221;</p>
<p style="direction: ltr; text-align: justify;"><strong><u>What happened to Shmuel after the third outbreak of Corona?</u></strong></p>
<p style="direction: ltr; text-align: justify;">Shmuel&#8217;s children and grandchildren resumed their visits to him in Beer Sheba; however, the resumption of human contact did not suffice to significantly improve Shmuel&#8217;s low spirits, and the self-confidence he had felt prior to the Corona outbreak did not return. &#8220;I can&#8217;t seem to get back to myself; my body and spirit are upended and I can&#8217;t seem to put them back in order. I felt deserted and abandoned. I asked myself many times if I would ever be like I was, if I would ever be myself again, and if those questions had any meaning to anyone else.&#8221;</p>
<p style="direction: ltr; text-align: justify;">Shmuel once again began to frequent the synagogue and the park and to talk with his age mates on this, that, and the other. However, the fear and feeling of isolation remained. Some of his acquaintances had died during the past year without Shmuel being able to give them a decent farewell. His children tried to get him an appointment with a psychologist in the public health system but failed due to the long waiting list.</p>
<p style="direction: ltr; text-align: justify;">Shmuel began taking the bus again to buy groceries and medications, but he was fearful during those trips. His diabetes worsened; his condition was no longer balanced.</p>
<p style="direction: ltr; text-align: justify;">Shmuel&#8217;s children stated wistfully, &#8220;Dad just isn&#8217;t the same person he was before the Corona.&#8221;</p>
<p>&nbsp;</p>
<p style="direction: ltr; text-align: justify;"><a href="#_ftnref1" name="_ftn1">[1]</a> Citations courtesy of Professor Samir Zoabi, member of the Welfare Team of Experts for the Corona Epidemic; the citations are from interviews conducted in the framework of a study of senior citizens.</p>
<p>הפוסט <a href="https://adva.org/en/coronacrisis-shmuel/">The Social Implications of The Corona Crisis: Shmuel, a senior citizen from Beer Sheba</a> הופיע לראשונה ב-<a href="https://adva.org/en">Adva Center</a>.</p>
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		<title>Your Pension: A Quick Guide for Women</title>
		<link>https://adva.org/en/yourpension/</link>
		
		<dc:creator><![CDATA[adva]]></dc:creator>
		<pubDate>Mon, 07 Apr 2014 21:00:00 +0000</pubDate>
				<category><![CDATA[Gender]]></category>
		<category><![CDATA[Employment]]></category>
		<category><![CDATA[social security]]></category>
		<category><![CDATA[labor rights]]></category>
		<category><![CDATA[women]]></category>
		<category><![CDATA[pension]]></category>
		<category><![CDATA[old age allowance]]></category>
		<guid isPermaLink="false">http://dicemarketing.co.il/adva_/post-slug-1801/</guid>

					<description><![CDATA[<p>this guide follows possible stages in a woman’s life. The idea is to provide you with enough information so that you ask the right questions, know what to watch out for, and make the right decisions as changes occur in your family life or career</p>
<p>הפוסט <a href="https://adva.org/en/yourpension/">Your Pension: A Quick Guide for Women</a> הופיע לראשונה ב-<a href="https://adva.org/en">Adva Center</a>.</p>
]]></description>
										<content:encoded><![CDATA[<div dir="ltr" style="text-align: justify;">The journey to your pension begins when you’re young. Saving for retirement happens throughout your life, and it’s a good idea for you to keep tabs on it, make changes in it if necessary, and, in general, take charge of it.</div>
<div dir="ltr" style="text-align: justify;">A pension fund is the most basic and least expensive type of pension plan. It’s the right one for most employed women, especially those who don’t earn a particularly high salary. So why are there other, more expensive types of pension plans, such as bituah menahalim (so-called “managers’ insurance”)? Imagine that you want to buy some new clothes. What do you do? Most women go to a store and choose clothes off the rack that fit and are flattering. Selecting ready-made clothes at a store generally meets a person’s needs. But even if the clothes fit well, they’re never perfect. So some women want clothes that are custom made. Naturally these will be more expensive, but if you have the money or if the clothes in the store aren’t right for you because you have special needs, you might prefer to have them custom made.<br />
If you already have Bituah Menahalim, get professional advice before you change over to a pension fund, if that&#8217;s what you&#8217;d like to do. A pension fund offers a package that is set in advance, and you can choose various options within it, just as you would choose different clothing sizes. Bituah Menahalim is like a custom made dress. It can be fitted to the needs of an individual woman, but it’s more expensive.</div>
<p>הפוסט <a href="https://adva.org/en/yourpension/">Your Pension: A Quick Guide for Women</a> הופיע לראשונה ב-<a href="https://adva.org/en">Adva Center</a>.</p>
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		<item>
		<title>Senior Citizens in Israel</title>
		<link>https://adva.org/en/%d7%94%d7%a7%d7%a9%d7%99%d7%a9%d7%99%d7%9d-%d7%91%d7%99%d7%a9%d7%a8%d7%90%d7%9c/</link>
		
		<dc:creator><![CDATA[adva]]></dc:creator>
		<pubDate>Fri, 01 Aug 1997 10:21:37 +0000</pubDate>
				<category><![CDATA[Equality Monitor (2015-1991)]]></category>
		<category><![CDATA[Welfare and Housing]]></category>
		<category><![CDATA[retirement age]]></category>
		<category><![CDATA[pension]]></category>
		<category><![CDATA[old age allowance]]></category>
		<category><![CDATA[old age]]></category>
		<guid isPermaLink="false">http://adva.org/?p=5901</guid>

					<description><![CDATA[<p>Israel Equality Monitor. Issue no. 7</p>
<p>הפוסט <a href="https://adva.org/en/%d7%94%d7%a7%d7%a9%d7%99%d7%a9%d7%99%d7%9d-%d7%91%d7%99%d7%a9%d7%a8%d7%90%d7%9c/">Senior Citizens in Israel</a> הופיע לראשונה ב-<a href="https://adva.org/en">Adva Center</a>.</p>
]]></description>
										<content:encoded><![CDATA[<p>הפוסט <a href="https://adva.org/en/%d7%94%d7%a7%d7%a9%d7%99%d7%a9%d7%99%d7%9d-%d7%91%d7%99%d7%a9%d7%a8%d7%90%d7%9c/">Senior Citizens in Israel</a> הופיע לראשונה ב-<a href="https://adva.org/en">Adva Center</a>.</p>
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